Akhirnya lega otak kami...

Salam semua...

Apa khabar pembaca2 semua? Kami harap semuanya sihat2 saje & berada di dalam lindungan-Nya selalu. Semoga minda & hati sentiasa tenang, tak kira apa jua permasalahan yang melanda hidup. Yakinlah, setiap ubat ada penawarnya, setiap permasalahan ada penyelesaiannya. Cukup mengingati itu, kita takkan mudah melatah jika diuji & diduga bagaimana sekalipun..Insyaallah..

The GoldBankers nak cerita, kisah semalam. Tak tahulah ni kisah sedih ataupun kisah lucu. hehehe.. pandai2 lah pembaca tafsirkan sendiri ye...

Dua hari lepas, stok goldbar yang ada kat tangan The GoldBankers banyaaaaakkkk sgt.. Nilainya sudah beratus ribu!! Memang lah seronok bila dapat order sebanyak itu, tp yang meresahkan kami, kami terpaksa "memegang" goldbar2 tu sebeum diserahkan kepada tuan punya hak milik kekal nya. Jadi, fikir punya fikir, diskusi pun dh dibuat, kami sepakat utk menyewa satu Safe Deposit Box, nak simpan semua tu kat sana.

So, after we made thorough sorting, kami pilih Royal Safe, yang kat bawah Public Gold tu.

• Satu, sebab dia dekat dgn Public Gold, senang everytime ambik gold, terus simpan kat situ.
• Insurance coverage memang tinggi, RM100,000.
• Senang parking, tempat tu tak high density sgt, walaupun kat area Sunway.

Kami sewa safe yg paling kecil, refer kat SINI, dengan sewa tahunan sebanyak RM270, campur refundable deposit RM250 & duty stamp (utk bind agreement) sebanyak RM20, maka The GoldBankers kini dah ada PETI BESI sendiri..hehhehe.. Eh,ini satu pencapaian tau, sebab selama ni tak pernah pulak terfikir nak ada peti besi, ye lah...rantai2 gelang2 kat rumah tu pun hanyalah manik2 koran aje..hahhaha..

Applicationnya senang, cuma :

• Isi form yang dia bagi, 2 pages of form. Kalau nak letak dua nama, dua2 orang kena isi form tu. Basically dia nak personal details, address, person to contact in case of emergency..itu shj.
• Photocopy of IC, bagi je IC kat dia pun boleh, dia boleh photostat kan..
• Ambik gambar, ni pun senang, sebab memang snap kat office dia terus, terus link kan ke data diri.
• Register the finger prints.
• Buat payment. Sign agreement.
• Terus dah ok. Dia bagi kunci. They will notify us to collect the agreement once it is ready.

So, lepas dah dpt kunci tu, kami langsung boleh simpan barang kami kat dalam safe room, yang ditutup dengan pintu setebal satu kaki tu..heheheh.. Waktu nak buka safe box tu, everytime, mesti key holder & Royal Safe Staff ada serentak. Lepas je buka, staff tu akan kurung kita dalam safe room tu, dan kita boleh berurusan menyimpan atau mengambil barang, tanpa dia melihat & tahu apa kat dalam box kita.

So, lepas dah isi goldbar2 tu, now came the exciting part of the story...Nak tahu tak, entah kenapa, hati jadi sayu bila nak tinggalkan goldbar2 tu kat situ..maklumlah all this while 'sentiasa bersama' ke mana jua..tiba2 malam tu "depa2 tu kena tidoq sendiri"..hahahhaa.. Boleh tak, saya 'termenangis' (takde lah meraung2..), saya rasa perasaan tu mungkin sama sewaktu first time (or everytime) mak saya nak tinggalkan saya kat hostel setiap kali lepas register. Bezanya, waktu tu mak saya selalu berpesan, "jaga diri elok2, belajar rajin2".. tapi, this one, saya pesan kat goldbar2 saya tu, "jaga diri elok2, duk diam2, naik harga banyak2 ye..Nanti mak dtg nak tgk kau dah 'besar' (nilai nya lah)"..hehehe..

Financial Turbulence & The Role of Gold-"Dinar & Malaysia"

The seminar “Financial Turbulence and the Role of Gold” held at Tabung Haji in Kelana Jaya on 16 January 2010 was a success signaling an increasing grass roots awareness about upcoming financial Big Bang: the hall was full up, nearly 500 participants from all over Malaysia came to learn about the most urgent issue of the day – MONEY. Muamalah Council congratulates the organizer, Public Gold International Bhd, with the success and thanks its leaders, Chairman Mr. Louis Ng and CEO Mr. Branson Saw, for inviting our experts, Prof. Umar Vadillo and Hajia Nik Mahani, to speak in the seminar. Mr. Louis, being not Muslim yet, is nevertheless one of the great Mujahids of Malaysia tirelessly fighting against Usury, his company’s slogan says it all: To Provide Mankind With The Most Stable and Only Truly International Currency. It is Mr. Louis’ vision and passion that allowed Public Gold International within short span of time to become a leading one-stop center with fully integrated gold trading facilities in Malaysia. Muamalah Council Malaysia in the person of its chairman Hajj Umar Azmon wishes Mr. Louis and Public Gold a resounding success and Happy Chinese New Year.

Once again, in front of 500 Malaysians representing various states, Umar Pasha shook up the Pillars of Capitalism, once again he proclaimed Truth in the Realm of Lies. He declared: “You can celebrate Merdeka only when Bank Negara disappears from your land, until then it is too early for Merdeka”. What Prof.Umar meant was that people must realize that banks are not good institutions helping poor people to own houses, cars and businesses, the opposite is true - it is precisely because of modern banking credit system the prices are driven up and economy is dried out at such a pace that it becomes impossible for 95% of population, who are not involved in speculative economy, to save and buy a house, hence the only way for them to own a house is to surrender to Banksters and become their slaves for the rest of their productive lives and often beyond. Existence of these parasites called “banks” depends upon sucking the blood of these 95% of honest folks who give the country real goods and service; so when these people will say “We don’t need banks!” and start creating new wealth based on physical money and assets, the whole edifice of capitalist casino will collapse like WTC towers on 9/11 but without a single dynamite, it will implode because its foundation, people, have unbent their backs.
He then told the public that Merdeka was given to Malaysia in exchange for adopting constitution which must have had three elements – central bank, paper currency and national debt. Prof.Umar explained why these three elements guaranteed the continuation of colonial destiny of Malaysia. So when US government borrows 1 trillion dollars from The Federal Reserve to bail out Lehman Brothers and other thieves from Wall Street, not only American taxpayers but every Malaysian will be paying for it because the US dollar is a reserve currency of the entire world. Umar Pasha asked the audience: “Who do you think is paying for Obama’s bailout? All of you sitting in this hall are paying for Obama’s bailout with the ringgits in your pockets! And did your Bank Negara say a word of protest about this insanity? No. Only Chinese Central Bank was outraged, because they suddenly realized that it took their entire nation 20 years of hard labour to pile up 1 trillion US dollars, and here was a smart guy printing 1 trillion over weekend”.

What will happen if Bank Negara will go to the Federal Reserve and hand to them all its US dollars and say: Please give me dollars. They will get nothing because dollar is not even a promissory note redeemable in gold as paper money had historically always been; since 1971 Fed decided they had a right to manufacture money out of paper and ink for the whole world without any accountability. So had decided Bank Negara for the country called Malaysia. Why? Because firstly, nobody could police the United Sated; secondly, the bankers and politicians all over the world found it convenient too to produce money out thin air. “Nobody yet answered my question in this country, what is Ringgit? I know what is Dinar, it is 4.25 gram of 22 carat gold, but what is ringgit I really don’t know”, – said Umar Pasha. He continued pointing out that Ringgit was a worthless piece of paper just as US dollar but the real problem was not that Ringgit or Dollar were pieces of paper, the real problem was that Ringgit had been imposed as the only money for Malaysia in the same way US dollar was for the world. And the fact that this greatest hoax in the history of mankind goes on with impunity only shows the tremendous degree of brainwashing the modern societies have undergone. The situation is as hilarious as the one during the Spanish colonization of America when the Spaniards used to give the native aborigines little mirrors and get in exchange gold. “Today people laugh reading that piece of history thinking how ignorant were the American Indians but are we any different from them if we give our gold, silver, aluminum, oil, gas and whatever we have for green pieces of paper? What will our grandchildren say about us?” – exclaimed Umar Pasha.

Umar Pasha further reasoned that “the fact that all constitutions in the world – the world which cannot agree on whether to have left-hand or right-hand traffic – have been mysteriously harmonized on these three most crucial issues in any nation’s sovereignty and welfare, only shows the degree of enslavement of the entire mankind by the Masters of Riba”.

He then went on to explain why Gold Dinar didn’t happen during Dr Mahathir’s time when so much had been spoken about it. Basically there were two reasons why Mahathir failed to introduce Gold Dinar. Firstly, because he mistook the idea of Gold Dinar with the idea of Gold Standard, hence he asked Bank Negara to work out the implementation plan. “It was a very wrong step, because Banking and Shariah Money are opposites, they are like water and fire, one cannot succeed without elimination of the other, i.e. if Dinar and Diram become a medium of exchange banking institutions will vanish because there will be no way for them to create credits out of thin air. Thus to ask Bank Negara to implement Gold Dinar is in effect asking wolf to take care of your sheep”, - said Umar Pasha. So, Bank Negara created so-called “Gold Dinar Proposal of Malaysia” under which not even a single coin was required to be ever minted. Umar Pasha told the audience an anecdote which was a true story: he was in the OIC meeting in Jeddah where the Gold Dinar Proposal of Malaysia was presented, after the presentation he raised hand and asked the lady representing Bank Negara: “this proposal doesn’t need the dinar, why don’t you remove the word dinar from the title of the proposal”, and the lady said: “yes, it is good suggestion”, and they removed it! So it became “Gold Proposal of Malayisa”. But the next day they put it back again! They must have realized overnight that it would be very difficult for them to explain to Dr Mahathir how his famous idea suddenly lost at least half of its meaning.

The second cause of Mahathir’s failure to implement Gold Dinar was his erroneous notion to implement Gold Dinar only outside of Malaysia, hence he proposed Gold Dinar to OIC as reserve currency for the trade settlements. OIC is perhaps one of the most inept organizations in the history of mankind, pushing realization of such a project through OIC was pre-determined to fail. “I told Dr Mahathir, I warned him about wrong direction he chose for Gold Dinar, but instead of listening to me he listened to Nor Mohamed Yakcop” – said Umar Pasha.

Islamic Gold Dinar is a physical coin in the hands of people, not Central Banks. There will be electronic payment technologies integrated into the payment system but only to support the physical economy in which physical goods and services exchanged for physical coins on spot transactions, and most of all, Zakat the third pillar of Islam must be paid with physical Dinar and Dirham hand to hand.

“If we follow the Deen of Allah we shall most certainly succeed in this world and the hereafter, if we follow the Kuffar we’ll end up in disaster as we already did”, - concluded his speech Umar Pasha.

During lunch break one participant, with who I was chatting, said: “What Mr. Umar speaks about is true but his statements are too shocking, I think his style shouldn’t be so aggressive”. I replied: “We are all being f**cked by kafir enemies day and night to the point we’ve got used to it, don’t you realize that only someone very different from us all can come out and say loud and clear – THIS IS UNACCEPTABLE! STOP IT NOW! Don’t you want to gather remaining dignity left in you and stand up behind the general who threw himself first in the battle? Don’t you feel like shedding tears that Allah Subhanahu still loves us, for despite our total submission to Kuffar, He The Merciful raised such a man among us?”

Source: http://www.muamalahcouncil.com/component/content/article/87-umar-pasha-in-tabung-haji-.html


 

Senarai "Safe Deposit Box" di Malaysia

Salam..

Hari ni The GoldBankers nak list down a few of safe box provider yang ada kat Malaysia, sebab topik "kat mana nak simpan emas" selalu sangat ditanya kepada saya. Saya juga faham, ramai readers yang busy, dan tak punya kesempatan untuk shop around nak tanya pasal safe box ni, so untuk memudahkan anda semua, The GoldBankers akan senaraikan di sini beberapa syarikat yang menawarkan servis Safe Deposit Box ni.

Pic courtesy of Google

Notes: size is pre-chosen to suit the size of Gold Bars/Coins. Yang besar2 tu tak payah lah ye..

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ROYAL SAFE DEPOSIT BOX
For the charges & rates, please click HERE.
Address : Mentari Business Park, No.42A, Jalan PJS 8/6, Bandar Sunway, 46150 PJ.
Tel : 03-5631 0110 / 012-2381 222


SAFE DEPOSIT BOX SDN. BHD

Size 1
Size : 3" x 5" x 24"
Rental : RM130.00

Size 2
Size : 5" x 5" x 24"
Rental : RM150.00

Size 3
Size : 3" x 10" x 24"
Rental : RM170.00

Size 4
Size : 5" x 10" x 24"
Rental : RM200.00

Size 5
Size : 10" x 10" x 24"
Rental : RM250

Additional charges that apply:

• Refundable Key Deposit  RM200.00
• Stamp Duty on Agreement  RM10.00
• Selected Numbers  RM100.00
• Break Box Charge  RM250.00

Insurance : Free of RM10,000.00, additional coverage can be privately arranged for an extra RM20 per RM10,000 additional coverage, subject to a maximum of RM80,000 coverage per box.

Address :

Lot C312 & C313, Centre Wing, Metropolitan Square, D'sara Perdana

Tel : 018-215 8888 / 03-7727 8689 / 03-7727 2689

Lot S2.15, 2nd Floor, The Summit Subang

Tel: 018-217 8888 / 03-8024 8889 / 03-8024 3389

EON BANK GROUP MALAYSIA


Rates:
3" x 5" x 24"    : RM90 /year
5" x 5" x 24"    : RM100 /year
3" x 10" x 24"  : RM110 /year
4" x 10" x 24"  : RM120 /year
5" x 10" x 24"  : RM130 /year
10" x 10" x 24" : RM180 /year

Stamping:
SDB Agreement : RM10.00
SDB Mandate : RM10.00

Tel : 24-hr Eon Bank Customer Service @ 03-2616 1133

OCBC Bank


Charges:
SMALL - RM150.00
MEDIUM - RM250.00
LARGE - RM400.00

Key Deposit : RM170.00
Stamp Duty : RM10.00

Branches with Deposit Box service: Ampang, Batu Pahat, Ipoh Main, Jln Yang Kalsom, JB, KL Main, Klang, Kluang, KB, KK, Kuantan, Kuching, Melaka, Muar, Penang, PJ, Segamat, Seremban, Subang Jaya, Taiping, Teluk Intan.

Tel : 03-2698 4363

ALLIANCE BANK

I find the information on the website is not helpful, you have to contact their Branch Sales Staff or Service Ambassador to know more on their safe deposit box services.

Tel : 03-5516 9988

RHB 

Plan 1
Sum insured : RM10,000
Annual premium : RM30

Plan 2
Sum insured : RM20,000
Annual premium : RM50

Plan 3
Sum insured : RM30,000
Annual premium : RM90

Plan 4
Sum insured : RM40,000
Annual premium : RM90

Stamp duty : RM10
Tel : 1800-88-0243

BANK MUAMALAT MALAYSIA BERHAD

Address : 5th Floor, Menara Bumiputra, 21, Jalan Melaka, 50100 KL
Tel : 03-2698 8787


UOB BANK

Stamp duty  on Agreement : RM10.00
Rental : @ prevailing rate
Key deposit : RM150.00
Activation fee for blocked SDB : @RM50.00
Lost key (s) / Break open of SDB requested by hirer : RM on reimbursement basis
Stamp duty on Account Mandate : RM10.00

Tel :
KL : 03-2612 8121
Penang : 04-2401 121
JB : 07-2881 121
Kuching : 082-287 121
KK : 088-477 121

MY SAFE DEPOSIT BOX

Medium 
Size : 5" x 10" x 24"
Annual fees : RM600.00
Sum insured : RM10,000

Large
Size : 10" x 10" x 24"
Annual fees : RM800.00
Sum insured : RM15,000

X-Large
Size : 15" x 10" x 24"
Annual fees : RM900
Sum insured : RM20,000

Address : No.25, SR 1/9, Tmn Serdang Raya, 43300 Seri Kembangan.
Tel : 03-8941 3228 / 016-2166 352 / 016-2166 353

Notes: This is the HIGHEST rate ever I found for the service. Haiiiyyaaaaa.. when I ask them what is the difference between their service with other company, they can't even position their service as a better one from other provider. And I think their price is not fixed, may subject to change anytime, that is why they refuse to email me the list of rates available.

PUBLIC BANK BERHAD

No.	Type of Charges	Amount
1	Key Deposit	RM200-00
2	Replacement of One Key Lost	Actual costs incurred for the replacement of a new lock plus RM10-00 stamp duty for Declaration/Indemnity Form.
3	Replacement of Two Keys Lost	Actual costs for the replacement of a new lock and all other expenses incurred, plus RM10-00 stamp duty for Declaration/Indemnity Form.
4	Safe Deposit Box Agreement and Mandate to Operate	• RM10-00 stamp duty for Safe Deposit Box Agreement • RM10-00 stamp duty for Mandate to Operate the Safe Deposit Box (if any). • RM10-00 for each request to change the mandate for operating the Safe Deposit Box

Rates : Not published in the website.

Branch that offer SDB service:
Johor : JB Main, Masai, Tmn Johor Jaya, Tmn Perling, Tmn Sentosa.
Kedah : Jln Kota.
KL : Bangsar, Bkt D'sara, Jln Raja Laut, Jln Sultan Sulaiman, Jln Sg. Besi, Jln Raja Chulan, Kepong, KL City Main, Jln Ampang, Seri Petaling, Tmn Desa, Tmn Maluri, TTDI.
Melaka : Jln Laksamana.
Selangor : Bdr Puchong Jaya, Bdr Sunway, D'sara Utama, PJ New Town, Sect 14 PJ, SS2 PJ, Subang Jaya, Tmn Chi Liung.
Pulau Pinang : Bkt Mertajam, Jelutong, P.Pinang (Lebuh Bishop).
Perak : Bercham, Ipoh Garden, Ipoh Main, Jln Sultan Idris Shah, Jln Yang Kalsom.
Sabah : Kota Kinabalu.
Sarawak : Bintulu, China Street, Kuching City, Sibu, Wisma Saberkas.

Tel : 1-800-22-9999 (normal working hours)


MAYBANK

Federal Territory

SSCs	Size of Box	Rental Rates (p.a.) in RM
Bangsar Baru	3" x 5" x 20" 5" x 5" x 20" 3" x 10" x 20" 4" x 8" x 20" 5" x 10" x 20" 10" x 10" x 20"	80 105 105 130 160 195
Jinjang	4" x 8" x 24" 3" x 5" x 24" 5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	130 80 105 105 160 195
Kuala Lumpur Main	3.1" x 12.4" x 23 5/8" 4.7" x 12.4" x 23 5/8" 9.4" x 12.4" x 23 5/8" 18.9" x 12.4" x 23 5/8" 18.9" x 24.7" x 23 5/8" 37.8" x 24.7" x 23 5/8"	105 145 190 215 250 400
Taman Tun Dr Ismail	5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	80 105 130 195

Johor

SSCs	Size of Box	Rental Rates (p.a.) in RM
Johore Baru SC	3" x 5" x 24" 5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	80 105 105 160 195
Labis	5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	105 105 160 195
Mersing	3" x 5" x 24" 5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	80 105 105 160 195

Negeri Sembilan

SSCs	Size of Box	Rental Rates (p.a.) in RM
Kuala Klawang	3" x 5" x 22" 5" x 5" x 22" 3" x 10" x 22" 5" x 10" x 22" 10" x 10" x 22"	105 105 105 160 195

Penang

SSCs	Size of Box	Rental Rates (p.a.) in RM
Kampong Baru	3" x 5" x 24" 5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	105 105 130 160 195
Komtar	3" x 5" x 24" 5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	105 105 130 160 195

Perak

SSCs	Size of Box	Rental Rates (p.a.) in RM
Ipoh Main	3" x 5" x 22" 5" x 5" x 22" 3" x 10" x 22" 5" x 10" x 22" 10" x 10" x 22"	105 105 130 160 235
Lumut	3" x 5" x 22" 5" x 5" x 22" 3" x 10" x 22" 5" x 10" x 22" 10" x 10" x 22"	105 105 130 160 235

Perlis

SSCs	Size of Box	Rental Rates (p.a.) in RM
Kangar	3" x 5" x 24" 5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	105 105 130 160 195

Selangor

SSCs	Size of Box	Rental Rates (p.a.) in RM
Damansara Utama	3" x 5" x 24" 5" x 5" x 24" 3" x 10" x 24" 5" x 10" x 24"	105 105 105 160
Jalan 222	3" x 10" x 24" 5" x 10" x 24" 10" x 10" x 24"	105 160 195

Key deposit : RM200

Rental rate :
Normal customer : Pls refer the above rates.
Private Banking customer : 50% of the rental rates.

Loss of one or both keys:
Customer at SSC : Repair, maintenance & servicing; Min RM120 for the actual cost of replacing the lock including other charges billed by the supplier, if any.

KL Main customer: Repairs, maintenance & servicing; Flat rate of RM260.

Tel : 1-300-88-6688


CIMB BANK

Please click HERE.

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For all the service above that is not equipped with rates & charges, I will work on that once the CNY holiday is over.